Your Information
Current Employer
BPS
100 BPS = 1.00% of loan volume
%
% of gross commission deferred (if applicable)
401(k)
%
%
$
Amount you'd repay current employer
MM
Movement Mortgage
BPS
100 BPS = 1.00% of loan volume
Contribution
%
Growth Rate
%/yr
% of gross deferred · Growth rate (stock market linked, both employers)
401(k)
%
%
$
Taxable income — effective after-tax ~60–70%
Win Together Fund
%
%/yr
% of after-tax income · Company credit risk (not market-linked)
Movement Insurance Referrals
50% of annual units referred · $50 home new / $30 renewal · $35 auto new / $20 renewal
$
Servicing Bonuses
BPS
~50% of annual volume stays serviced at Movement · Paid annually
BPS
~50% of volume sold as MSR each year
Movement Employee Advantage (MEA)
$
Pre-tax expense savings · Senior LOs typically $40–50K/yr
Win Together Fund — Post-Tax (Trident Trust)
%
Post-tax WTF via Trident Trust · Company credit risk
Analysis Results
Compensation Comparison
Total Wealth Accumulation — 20-Year Projection
Current Employer
Movement Mortgage
Wealth Composition by Bucket — Years 1, 5, 10, 20
Net Cash
401(k)
Deferred Comp
Win Together Fund
AI Analysis
Professional Financial Assessment
Run the analysis above to generate the AI financial assessment.
Disclaimer: This analysis is for informational and illustrative purposes only and does not constitute financial, legal, or tax advice. Projections assume growth rates on deferred compensation and Win Together Fund accounts based on historical averages — these are not guaranteed returns. 401(k) assets projected at 7%/yr average annual return. IRS 401(k) contribution limits applied annually. Deferred compensation and Win Together Fund are employer-administered vehicles distinct from ERISA-protected 401(k) accounts. Servicing bonus figures assume a 50/50 retained/sold split; actual amounts depend on loan mix and investor requirements. Consult a licensed financial advisor before making employment decisions.